Get a free consultation for money coaching! Our financial coaching services focus on debt reduction strategies to help you achieve financial independence and join the FIRE movement, paving the way for effective wealth building.
Meet Financial Coach Carilyn
Financial Independence Money Coach
Your Key to Stress-Free Financial Independence! With our expert money coaching in Orlando, we focus on 401k optimization and effective debt reduction strategies to help you escape debt and regain your freedom. Discover investing tips that align with the FIRE movement and build your wealth for a secure financial future.
Meet Financial Coach Carilyn
Carilyn Marrero: A Journey of Resilience, Vision & Financial Freedom
A Journey of Resilience, Vision & Financial Freedom
From surviving… to creating a life of purpose, abundance, and independence.
I’m Carilyn Marrero, a woman shaped by resilience, driven by purpose, and guided by a belief that ordinary people can create extraordinary results when they learn the real rules of money.
For more than 20 years, I poured my heart into the hospitality world, leading teams at iconic brands like Caribe Hilton, Loews Hotels, and W Hotels. I loved serving people, creating magic in unforgettable experiences, and bringing structure, clarity, and excellence wherever I went.
But beneath the success, I was quietly surviving… not thriving.
The Turning Point That Changed Everything
When Hurricane Maria hit Puerto Rico, it didn’t just destroy my home; it stripped my life down to zero. I found myself in Orlando with my daughter, no safety net, no plan B, and fear sitting heavy on my chest.
But I also found something else… focus, grit, and an unshakable decision to rewrite my story. The Strategic, Achiever, and Focus strengths inside me activated. The Developer in me whispered, “If you rebuild, you will one day help others rebuild too.” And the Input strength fueled my obsession with learning every money principle no one ever taught us.
I didn’t wait for a miracle. I became my miracle.
The Rise of My Financial Independence Era
Inspired by the FIRE movement, Warren Buffett, John Bogle, and the behavioral grit of Brian Tracy, I built my way out. Piece by piece. Dollar by dollar. Habit by habit. I studied investing, budgeting, wealth psychology, markets, and systems. I created a plan, followed it relentlessly, and rebuilt my life from the inside out. And in less than three years… I achieved financial independence. Not by luck, but by design, strategy, and unstoppable determination.
This journey didn’t just free me financially; it ignited my purpose.
Turning Pain Into Purpose And Purpose Into Two Businesses
My transformation led me to build two thriving companies: JC Pet Hotel, a free-roam, heart-centered pet hospitality business built from my love of animals and creating home-like experiences, and CM Freedom Finance™, a financial coaching brand where I teach the hidden rules of money, the FIRE principles, and the mindset shifts that allowed me to stop surviving and start building wealth.
Today, I coach individuals and families to break generational patterns, build confidence with money, and create lives they once thought were out of reach. Because if I did it from zero… you can do it from where you are.
My Expertise (Delivered With Heart, Strategy & Clarity)
- Financial Planning & Budgeting: simple, doable systems
- Debt Reduction: no shame, just strategy
- Investing & Wealth Building: for beginners and beyond
- Mindset Coaching: releasing fear, shame, and scarcity
- Income Strategy & Side Hustle: building financial engines
- MÉTODO L.I.B.R.E.™: my signature path to lasting freedom
My Mission
To help you stop surviving… and start leading, earning, growing, and living a life rooted in freedom. I’m here to show you how to move from fear to confidence, from overwhelm to clarity, and from “I hope” to “I know I’m building wealth.” Your financial freedom era starts now, and I’m here to walk it with you.
